General Data Protection Regulation request, in compliance with the GDPR Acts 1988-2018, and a request in Compliance with the Freedom of Information Act 2003.

Data Protection Unit of [fill in name here]

                                                                                                 Email /Registered Post

[ state date of correspondence]

 Re:  loan Account Number(s) [ fill in accounts Numbers]

To ? [if possible, identify data controllers name,] Data Controller

I request that all information be indexed sequentially.

1. 1. I request any and all information, correspondence and data associated with my name as herein defined, held by your company and/or associated companies and/or agents.
2. 2. I request a copy of the Express Notice of Assignment as herein defined, as prescribed in law, on the event and/or happening of the sale of my loans [fill in the date and name of Vulture Fund], transfer, exchange and/or discharge of my loan as herein defined. [If you don’t hold such notice, please confirm.]

3, I request a copy of my Explicit Consent, as herein defined, to the said transfer of the security assets as herein defined attached to my loan as herein defined, on the event and/or happening on the [ fill in date] being the Date of transfer of my security assets, to [ fill in name] as herein defined, as so required in law by [ fill in the banks name], as prescribed in law. [If you don’t hold such consent, please confirm.]

4. I request a copy of the certificate and/or notice of Equity of Redemption as herein defined, on the event and/or happening on [ fill in the date ] being the Date of Discharge, as herein defined, of debt by [ fill in name] , as so prescribed by law and contract. I seek a copy of the discharge of said mortgages and receipt [If you don’t hold such consent, and or copy of discharge of mortgage and receipt as so prescribed in law, please confirm.]
5. 5. I request a lawful attested copy of my Power of Attorney as herein defined, acceding to the event and/or happening of transfer of my mortgage indenture and asset on [ fill in the date and name of Vulture Fund] being a third party, and or a copy of the novation created in the absence of my lawfully attested Power of Attorney.  I seek a copy of the Banking licence and or Trading licence of [ fill in name] on the acquisition of transferable assets based in the Republic of Ireland. [If you don’t hold such Power of Attorney, and or a valid and lawful licence for [ fill in name] for the said period please confirm.]
6. 6. I request all documentation regarding and/or pertaining to confirmation that my mortgage indenture and/or security asset as herein defined was converted into a mortgage-backed asset security and/or instrument as herein defined. Please answer (a), if my indenture mortgage was converted into an instrument and/or used as mortgage-backed asset security. Please answer (b), if my mortgage indenture was not converted into an instrument and was not used as mortgage-backed asset security as herein defined. [If you don’t hold such documentation or information, please confirm.]
7. If the answer to request [6] is (a), ‘it was converted into an instrument and/or used as a mortgage-backed asset security as herein defined’, I request the date of such conversion and all associated LEI and ISIN numerical numbers as herein defined, or codes now allotted to the said instrument. [If you don’t hold such documentation or information, please confirm.]
8. 8. If the answer to request [6] is (a), I request the title of the SPV and/or the name of the trust deed and note holder as herein defined, that encapsulates my indenture and/or mortgage-backed asset security as herein defined.
9. 9. If the answer to request [6] is (a), I request an authentic document wherein explicit consent as herein defined was obtained from me for such a transaction to convert my asset(s) and/or indenture into a mortgage-backed asset security and/or a mortgage bond.
10. If the answer to request [6] is (a), I request confirmation regarding any second charges, liens and/or bailment created and/or registered against the mortgage indenture and/or security asset or instrument as herein defined.
11. 11. If the answer to request [6] is (a), I request a copy of the Pooling and Servicing Agreement as herein defined.
12. If the answer to request [6] is (a), I request confirmation of a credit default swap as herein defined, and/or any derivative or mortgage insurance that was or is attached to the mortgage-backed asset security and/or a mortgage bond as herein defined. Answer (c), ‘Yes,’ a default swap and/or any type of derivative or mortgage insurance is attached to the mortgage-backed asset security. Or answer (d), ‘No,’ a default swap and/or any type of derivative or mortgage insurance was not or is not attached to the mortgage-backed asset security. [If you don’t hold such documentation or information, please confirm.]
13. 13. If the answer to request [12] is (c), I request a copy of any type of derivative associated, and/or any form of insurance attached, and/or a copy of any default swap and/or credit swap, as herein defined, attached to the mortgage-backed asset security as herein defined.
14. 14. If the answer to request [12] is (c), I request confirmation that redemption, as herein defined, was applied historically, and/or will be applied in the future, and/or the [fill in name] holds such benefit to be received and/or to be applied against any loss associated to my name, loan, or security asset as herein defined.
15. 15. I request a copy of any and all applications of TRS and/or capital loss as herein defined received by and/or applied in the administration, sale, storage,  transference and/or servicing of my mortgage indenture, instrument, loan, mortgage bond and/or my mortgage-backed asset as herein defined. Answer (e), TRS and/or Capital Loss, as herein defined, was received in my name as herein defined. Or answer (f), TRS and/or capital loss, as defined herein, was not received in my name as herein defined. [If you don’t hold such documentation or information, please confirm.]
16. 16. If the answer to request [15] is (e), I request an authentic document as herein defined, authorising such application in my name as herein defined to the Revenue Commissioners of Ireland.
17. I request confirmation that my mortgage/ indenture as herein defined was part of a mortgage sale agreement and/or a global deed of transfer as herein defined to a third party. Answer (g), the mortgage indenture and/or associated asset as herein defined was part of a mortgage sale agreement to a third party. Or answer (h), the mortgage indenture and/or associated asset as herein defined was not part of a mortgage sale agreement or used as security to a third party. [If you don’t hold such information, please confirm.]
18. 18. If the answer to request [17] is (g), I request a full, un-redacted copy of the mortgage sale agreement and/or a copy of the global deed of transfer that encapsulates my indenture/ mortgage as herein defined, and/or the security asset as herein defined.
19. 19. I request a copy of the mortgage pack to the security and or assets as herein defined, where my name as herein defined appears upon the mortgage/indenture and/or loan as herein defined, and any and all undertakings so proffered by legal practitioners in my name as herein defined, that formed the conditions of the mortgage indenture as herein defined.
20. 20. I request a copy of the application form, being an authentic document as herein defined that formed the mortgage indenture, where my name as herein defined appears.
21. 21. I request copies of the original loan agreement(s), together with a title, cover, and attested signatory pages, including an authentic signature on the family home declaration.
22. I request a copy of any and all documentation where my mortgage, indenture, instrument, loan, mortgage bond, back asset, my name, security asset or instrument as herein defined so appears, and/or is encapsulated, where such documentation makes me party to a non-disclosure agreement as herein defined with any third party, or any agent directly or indirectly acting on their behalf, or where any non-disclosure agreement exists with any party associated to my name, security asset, indenture or mortgage as herein defined. Upon such a non-disclosure agreement existing, you may redact all wording with the exception of my name as herein defined and the title of my properties and folio number(s), and/or LEI or ISIN number as herein defined, and account numbers in accordance with the GDPR Act 2018.
23. 23. I request a copy of the deed of confirmation as herein defined in the registration of title to the lands held as security as herein defined and part of the conveyancing by the legal section of [fill in the name], as so prescribed in law.
24. 24. I request a copy of all mortgage statements and/or loan statements associated with my mortgage indenture, security and/or loan as herein defined,
25. 25. I request quantification of alleged indebtedness as so claimed by [fill in the name]

246 I request confirmation of the monitory value paid by [ fill in the name] for the purchase of my mortgage and security asset(s) to guarantee civil fraud [ undue profit] and or unjust enrichment is being perpetrated by [ fill-in the name]

27. 27. I request confirmation of the interest methodology applied to my mortgage indenture as herein defined, for all periods.
28. 28. I request confirmation of any and all dates of departure from the common practice of applied interest affecting my account or associated accounts, and copies of all notification by your company to me of such changes, as so lawfully prescribed.
29. 29. I request copies of all minutes, emails, audio recordings and/or notes from your credit committee or any and all parties associated with my application of credit, where my name and or account number appears as herein defined.

[Freedom of Information Request]

30. I request certificates of the liquidity ratio,  and the loan-to-deposit ratio in accordance with BASEL 4 for the periods of operation of [ fill in name] from the period of entry into the Irish financial market [Freedom of Information Request]
31. I request copies of all perfected banking licenses, in compliance with the European Central Bank and The Central Bank Acts of 1942-2018, governing such periods of trading and/or operation by [fill in the name]. [Freedom of Information Request]
32. I request copies of all perfected securities trading licenses in-compliance with the European Securities and Market Authority [ESMA] governing all periods by [ fill in name] trading in securities [Freedom of Information Request]
33. I request copies of all perfected securities trading licenses in-compliance with the Security Exchange Commission governing all periods by [ fill in name] trading in securities [Freedom of Information Request]
34. I request copies of all perfected securities trading licenses in-compliance with the Central European Bank governing all periods by [ fill in name] trading in securities [Freedom of Information Request]
35. I request copies of all perfected securities trading licenses in-compliance with the Irish Central Bank governing all periods by [ fill in name] trading in securities [Freedom of Information Request]
36. I request copies of all perfected debt management licenses issued by the Central Bank of Ireland as herein defined and banking licenses as herein defined, in the application and administration of interest and/or debt associated with any and all loans/indentures as herein defined. [Freedom of Information Request]
37. I request copies of all perfected moneylending licenses issued by the Central Bank of Ireland as herein defined in the application and administration of interest and/or debt associated with any and all loans/indentures as herein defined. [Freedom of Information Request]
38. I request copies of all perfected securities trading licenses banking licenses and money lenders licenses that facilitated [ fill in the name] to purchase and trade in market of securities, finance and tangibles and in-compliance with the Central European Bank governing all periods by [ fill in name] [Freedom of Information Request]

39. I request copies of all approved and sanctioned interest rates by the Central Bank of Ireland and or the European Central Bank in the application and administration of interest and/or debt associated with any and all loan/indenture as herein defined. [Freedom of Information Request]

Where such request(s) are not answered, please identify the request number and/or letter and identify the reason for such non-compliance to the GDPR and the Freedom of Information Act. All requests which are not answered will be forwarded to the Data Commission, seeking to expedite such non-compliance to these lawful requests; an application to the High Court for non-compliance to GDPR will be sought if required.

As Data Controller, you may be cited as a defendant in such proceedings.

IN FAILURE TO COMPLY FULLY TO THIS LAWFUL REQUEST, THIS DOCUMENT WILL BE USED AS EVIDENCE

Yours Faithfully,

Your Name

Please return to: [ fill in your address]